LIFE'S BIGGEST PROBLEM RIDDLE

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Life's Biggest Problem Riddle

I am a problem in many peoples lives. At times (even more than once) Im useful. The older I grow, the less useful I become. Who am I?
I am a problem in many peoples lives. At times (even more than once) Im useful. The older I grow, the less useful I become. Who am I?
Hint:
Credit or debt. Debt is a problem in many peoples lives, but in order to go to school or make a large purchase, it can be useful. As your debt grows older, its more unpleasant than useful.
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